The direct salutation to the beginning of the message, as well as the structure of the email, misled customers into thinking that the message actually came from the savings bank. The prospect of moneyback can make users more enthusiastic.

However, a 72 hour grace period given to potential victims was a sure sign that a fraud is at all fraudulent emails. The email address also indicates that it doesn’t come from the savings bank.

This email was designed very professionally, therefore some caution is required. Should customers ask their bank, they cannot enter data using the button in the event that they doubt. Most bankers don’t ask you to enter personal data via email.